Australia · 2025/26 financial year
See your net pay after income tax and the Medicare Levy, with superannuation shown separately. Updated for the 2025/26 financial year.
annual gross salary
Employer Superannuation
Paid on top of your salary — not deducted from take-home
Display pay period
Your take-home pay
per month · gross A$6,667
Step-by-step breakdown
What each deduction means
Income Tax
Progressive rates from 0% (below $18,200 tax-free threshold) to 45% above $180,000. The Low Income Tax Offset (LITO) reduces tax by up to $700 for lower earners.
Medicare Levy
2% of taxable income (phased in for lower incomes from ~$26,000). Funds Medicare — Australia's universal public health system.
Estimates use the latest 2025 tax rates. Individual circumstances vary. Not financial advice.
A$60K · A$80K · A$100K · A$120K · A$150K — tap to pre-fill the calculator.
Australian residents pay no income tax on the first $18,200 they earn. For 2025/26 the resident rates are 16% to $45,000, 30% to $135,000, 37% to $190,000 and 45% above $190,000. Australia has no separate state income tax, so your marginal rate is the same wherever you live.
On top of income tax, most people pay a 2% Medicare Levy that funds the public health system. A Medicare Levy Surcharge of 1–1.5% also applies if you earn over $93,000 without private hospital cover — taking out an appropriate policy removes it.
Superannuation is paid by your employer on top of your salary at 12% for 2025/26, so it does not reduce your take-home pay. This calculator shows your net pay after income tax and the Medicare Levy, and notes your employer super contribution separately.
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Australian residents pay no income tax on the first $18,200 they earn — the tax-free threshold. Above that, the 2025/26 resident rates are 16% to $45,000, 30% to $135,000, 37% to $190,000 and 45% above $190,000. Only the income within each band is taxed at that band’s rate, so your average (effective) rate is always lower than your top marginal rate.
Most taxpayers pay a 2% Medicare Levy on their taxable income to fund Australia’s public health system, phased in gradually for lower incomes. A separate Medicare Levy Surcharge of 1–1.5% applies if your income exceeds $93,000 and you don’t hold private hospital cover. Taking out an appropriate private policy removes the surcharge.
No. Employer superannuation (12% of your ordinary earnings for 2025/26) is paid by your employer on top of your salary, so it does not reduce your take-home pay. It goes straight into your super fund for retirement. This calculator shows your take-home after income tax and the Medicare Levy, with super noted separately.